Credit Management in the UK and Ghana; A Comparison
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This 19 page paper is a comprehensive look at credit management in the UK and Ghana. The paper looks at how and why credit is so important to businesses, especially small retailers, with sections on managing debtors, credit control, credit worthiness and access to credit records, cash discounts, debt collection, remedies for bad debt and the role of governments. The paper focuses on comparison. The bibliography cites 18 sources.
Filename: TEcreditUKgh.rtf

Credit Markets Articles
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A 6 page paper discussing a week's "Credit Markets" section articles from the Wall Street Journal. Published each day, the articles during the week of March 5, 2001 all discussed securities sales, activity in the Treasurys market and other activity such as municipal bond issuances. The leading news of the week was France Telecom's sale of $16.4 billion multicurrency sale of debt. The largest to date, the offering attracted $30 billion of investment interest, some of which went instead to Freddie Mac's largest-ever one-day sale of two- and ten-year notes. Bibliography lists 5 sources.
Filename: KS-WSJcredit.wps

Credit Risk Measurement
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This 19 page paper is written in two parts. The first part looks at the various approaches to credit risk measurement in banking. This includes consideration of default-mode models (DM) and marked-to-market models (MTM) as well as reduced-form models and hybrids such as CreditMetrics. The case of BCCI is then considered with reference to the use of credit risk measurement. The second part of the paper looks at tools such as value at Rick (VaR) and the Monte Carlo simulation model how they can be used and their advantages and disadvantages. The bibliography cites 12 sources.
Filename: TEbankcredt.rtf